General Ryan Oake 25 Apr
Closing costs are a necessity when it comes to purchasing a home. They are not included in down payments, they are not included in monthly mortgage payments, nor are they included in the purchase price of a home, but you are still responsible for paying them- in full. Knowing they exist is half the battle, […]
Read MoreInsurance Ryan Oake 28 Feb
First thing I would like to say about home insurance- this is not what we specialize in. We are experts when it comes to brokering mortgages, not determining what type of home insurance would be best suited for you. That being said, there are 3 key topics we would like people to be aware of […]
Read MoreCredit Ryan Oake 18 Feb
Your credit history will be one of the biggest single factors in determining your approval and the interest rate you can qualify for. Making sure your score is in good standing with a reputable history is very important and the following 5 factors will help you do that. 5 Factors Credit Mix (10%) – the […]
Read MoreCredit Ryan Oake 18 Feb
To make yourself look even better, allow your credit card accounts to show a balance owing on your monthly statement, and then once it is issued, pay off the entire balance owing before the payment due date. Many of us will buy something on our credit card, then within the day, pay it off. Remember, […]
Read MoreGovernment News Ryan Oake 16 Sep
With serious rumblings of a federal election happening in the not so distant future, the Federal Liberal party is making an attempt to capture the good will future home owners, mainly First Time Home Buyers. The following changes have been proposed for December 15th, 2024: Increasing the $1,000,000 price cap for insured mortgages to $1,500,000 […]
Read MoreMortgage Tips Ryan Oake 2 Aug
Mortgages and the entire home buying experience is a process that can last weeks, months, sometimes even years. From the early stages of pre-qualification, all the way to turning your keys for the first time on possession date, a lot can change and a lot can happen. The following article is meant to share with […]
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